Business Term Loan

Easiest type of unsecured financing with the highest approval rate and competitive rates.

Apply now

Extremely fast funding, I received funds the same day with no collateral and no strings attached.

Chad T.

Funding

Up to $5,000,000

Time

As fast as 24 Hours

Term

6 Months - 5 Years

Monhtly Rates

As low as 1.06%

High Approval Rate %

Product Benefits

Same day funding
Customized options
Prepayment benefits
Improve cash flow
Automated payments

Funds in as little as 24 hours to take control of your cash flow

Business term loan is an excellent alternative source of capital and a flexible way to secure working capital. This type of financing has fewer requirements than traditional lenders and the fastest funding time. It can be a cost-effective way to maintain cash flow or secure funds to expand your business.

3 Fast & Easy Steps

1. Complete Application

Our simple application takes less than 5 minutes to complete

2. Receive Approval

Within a few hours, our loan advisor will review your funding options with you

3. Get Funds

Receive funds within 24-48 hours with our streamlined and fast funding process

We currently provide funding to 99% of industries in the U.S, from a lemonade stand to a medical center and everything in between. We got you covered!

Technology Retail Restaurant Wholesale Real Estate Manufacturing Construction Services Transportation Healthcare Financial Services Automotive

Product Insights

Below you can find more information about the product. You can also reach out to our Business Advisors for more information at any time.

How does business term loan work?

If you’re a business owner looking for financing quickly a business term loan is probably the best option for you....

What are the benefits and drawbacks of a business term loan?

Let's discuss the benefits and drawbacks of a business term loan. It's common for business owners to think of 5, 10 or...

Business term loan versus other business financing?

The business term loan is typically provided by an online lender with fast funding versus other business financing...

See what our clients have to say!

I am very satisfied with Creditfy

I am very satisfied with Creditfy. I applied and received an approval in couple of hours and received funding the next day. Th...

Joe B. - DHS Excavating

Great customer service, fast approval and...

Great customer service, fast approval and communication, provided good advice.

Charlotte S.

Working with Creditfy is always a great e...

Working with Creditfy is always a great experience. They are very knowledgeable and communication is great during the process....

Andre N.

Creditfy was extremely helpful with appro...

Creditfy was extremely helpful with approving me for a loan while other companies shut me down. Not only were they professiona...

Nataly

Took a loan for equipment purchase

Took a loan for equipment purchase, guys thank you for helping me with the entire process. Great customer service!

Leslie McGorthnnet

I received funding from Creditfy, great w...

Working with Creditfy is always a great experience. They are very knowledgeable and communication is great during the process....

Sam R.

Jordan Brock was direct and clear on all ...

Jordan Brock was direct and clear on all instructions. He helped through the process and communicated multiple times along the...

Jeff

I applied for loan, received few offers

I applied for loan, received few offers and Creditfy provided the lowest rate. The process was easy, Andrew thank you for your...

Lee Nguyen

Excellent service, knowledgeable people w...

Excellent service, knowledgeable people. Will definitely recommend.

Debbie

Fast loan when I needed it for my business

Fast loan when I needed it for my business.

Alejandro Moronta

Received funding from Creditfy

Received funding from Creditfy, very easy funding process and Andrew made the entire process simple and explained it very well...

Charis

I received funding for my business

I received funding for my business, the process was straight forward and easy with really good customer service all around fro...

Laura

I contacted Creditfy to help me get a bus...

I contacted Creditfy to help me get a business loan for my company. Olivia was extremely helpful. she guided me from beginning...

Thomas Chang

I purchased my first car and was dreading

I purchased my first car and was dreading dealing with a loan company but Creditfy walked me through the entire process flawle...

Amanda U.

This Tracy - Olivia you're a gem!!!

Tracy M.

I really needed financing

I really needed financing and these guys came through with everything they promised. I like the ease of transactions, quality ...

Roger Watkins

Fast application process

Fast application process, quick way to get funds.

Oliver - East Coast Lawn Care

I never thought it would be that easy to ...

I never thought it would be that easy to get funding! The application only takes a few minutes and you can get funded the same...

Dan

Everybody was exceptionally great

Everybody was exceptionally great. I couldn't request better company to take care of my financing needs. Fast and Friendly. Hi...

Karen Trister

Andrew helped us with a line of credit

Andrew helped us with a line of credit and we are very thankful for his quick response and getting us money fast and they also...

Olivia R.

Fast funding and great customer service

Fast funding and great customer service, received funding in 2 days - thank you to Creditfy.

Cathryn Lunthor

We took funding from Creditfy and with th...

We took funding from Creditfy and with the quick turnaround the process was seamless and simple with no a lot of paperwork. Fu...

Mariela Mitchell

Creditfy helped with the entire funding p...

Creditfy helped with the entire funding process, the application was easy to complete and received multiple funding options. G...

Marsha Tribell

Thank you Creditfy team for helping with ...

Thank you Creditfy team for helping with receiving funds.

Mark Hurtz

Received funding in 3 days - Overall from...

Received funding in 3 days - Overall from start to finish - the whole team is super responsive and great service.

Mike J. S

Great customer service and provided quick...

Great customer service and provided quick feedback.

Fazylov M.

Received funds in August from Creditfy Fu...

Received funds in August from Creditfy Funding, thanks Olivia from the help in getting me through the process.

Jake T. - TJ Bar & Grill

Received funds from Creditfy, they pre-ap...

Received funds from Creditfy, they pre-approved me and provided funds to my business for expansion. They were clear on the ent...

Shaley Chester

We took funding from Creditfy

We took funding from Creditfy and with the quick turnaround the process was seamless and simple with no a lot of paperwork. Fu...

Mariela & Richard

Creditfy makes the process of obtaining f...

Creditfy makes the process of obtaining financing easy!

Pratik A.

We received funding for our business

We received funding for our business, we were rejected by a bank while your team at Creditfy helped us get back on our feet an...

Greg McCarthy

Jordan made it very easy for us to get th...

Jordan made it very easy for us to get the funding we needed for our business. He was always available to answer any of our qu...

Jackie

Great experience with this company their ...

Great experience with this company their support and customer service are outstanding!

Vitel D.

Was recommended to Creditfy by a business

Was recommended to Creditfy by a business associate, handled my loan for my commercial equip easily and in a very timely manne...

Tracy Y.

I received funding from Creditfy

I received funding from Creditfy, their team and representative Andrew was extremely helpful and provided multiple options to ...

Adrian Colt

Thank you for helping me apply

Thank you for helping me apply for a line of credit and get bridge loan.

Vas K.

The Creditfy team are amazing and make th...

The Creditfy team are amazing and make the difficult process of obtaining financing easy! They were a pleasure to work with an...

Dan M.

I work with Andrew. To the point, very fa...

I work with Andrew. To the point, very fast - explain all terms! Work again in future.

Omar from CHS Trucking

Daniel was extremely helpful and so kind.

Daniel was extremely helpful and so kind. I will absolutely be checking with Creditfy if I need any financial assistance in th...

A Callaway

I am very satisfied with Creditfy. I appl...

I am very satisfied with Creditfy. I applied and received an approval in couple of hours and received funding the next day. Th...

Joe

Great experience! The process from being ...

Great experience! The process from being approved to receiving funding selection through their portal was fast.

Olivija Moore

Thanks guys for helping me get funding so...

Thanks guys for helping me get funding so fast. I am glad I came across your company, the support from every angle was easy an...

Karen Turgton - TBS Trucking

Outstanding customer service moreover ove...

Outstanding customer service moreover overall ease of doing business with. Highly recommended!

Roger - RHJ Remodeling, Inc.

Thank you for helping me get loan for my ...

Thank you for helping me get loan for my business.

Antonio Vasquez

Great experience, fast service and great ...

Great experience, fast service and great customer service.

Marsa R.

Great company to work with, process

Great company to work with, process was straightforward and recommend to other business owners.

STG Remodeling

Received funding and process was extremel...

Received funding and process was extremely simple from the start, great customer service.

Ann Robers

I applied for short term loan, got funds

I applied for short term loan, got funds fast all i needed was voided check and phone call by underwriter. Thanks for all help!

Mariel

Thanks Andrew for valued advice and help

Thanks Andrew for valued advice and help with getting funds.

Yan Zhu

Seamless process - asked for few paperwork

Seamless process - asked for few paperwork to get things finalized - Olivia is very helpful.

Gregory Houss

I received funding from Creditfy and I am...

I received funding from Creditfy and I am very happy with the entire process, Olivia was quick to handle and take care of all ...

Michael G.

Received funding from Creditfy and got a ...

Received funding from Creditfy and got a better offer than another lending company, the explained the entire process from begi...

HD Construction, Inc

Great service and quick funding

Great service and quick funding.

John Hanson

Applied - within 2 days had funds in my a...

Applied - within 2 days had funds in my account, really fast experience. Matt was super helpful.

T.K Trucking

Got funds in few days after applying!

George Randoll

I want to thank Andrew for

I want to thank Andrew for helping me get funds for my business and advice!

Henry Brester

Grow your business with us

Start now

The right partnership can begin today

Start now