Speak with a Funding Consultant(844) 860-2288

Business Term Loan

Funding up to $10M.Grow on your terms. Fixed payments you can plan around.

Speak with a Funding Consultant
Business owner smiling with arms crossed

Extremely fast funding, I received funds the same day with no collateral and no strings attached.

Chad T.
As featured in3
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How a term loan works

Plan.Fund.Scale.

25,000+ businesses have secured funding throughout our network. Yours could be next. Join them today

1
Expert guidance

Plan

Map out the right loan amount and terms with your dedicated Funding Consultant.

2
Full amount upfront

Fund

Receive the full amount upfront, deposited directly into your business account.

3
Fixed payments

Scale

Put the capital to work and grow while you repay on a fixed, predictable schedule.

Step 1 of 2Takes 60 seconds

How much capital do you need?

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Step 2 of 2Almost done
Capital Requested
$150,000
No hard credit pull for pre-approval1 · Secure & Encrypted

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Our dedicated Funding Consultant will reach out to you about your funding options shortly.

Requested amount$150,000
  1. Inquiry ReceivedJust now
  2. Consultant ReviewPre-Qualification Introductory Call
  3. Your Funding OptionsCompare offers with no obligation
Built for what's next

Built for the business you're building.

One Loan. Big Plans. Zero Waiting.

Shop owner arranging clothing racks in her boutique

Inventory

Buy in bulk and lock in better supplier pricing.

Smiling cafe owner serving a cup of coffee

Hiring

Grow your team with the capital already in place.

Mechanic working in his garage

Equipment

Buy or upgrade the equipment that drives revenue.

Chef preparing food in a restaurant kitchen

Expansion

Open a new location or enter a new market.

Construction crew working together on a job site

Major Projects

Take on bigger contracts with funding secured up front.

Florist working in her flower shop

Renovation

Upgrade your space to serve more customers.

Boutique owner working on her laptop

Marketing

Fund a growth campaign with a clear payback plan.

Three salon owners smiling with their styling tools

Refinancing

Consolidate higher-cost debt into one fixed payment.

Why Creditfy

Your priorities. Our advantage.

We ranked what matters most to business owners. See how Creditfy and traditional banks compare on each one.

Checking your options
Ease of approval
Collateral
Time to funding
Payments
Dedicated Funding Consultant
Use of funds
Loan amounts
Business Term Loan
No hard credit pull1
High approval rate2
Not required
Within 1-2 business days2
Fixed & predictable
On every application
Any business purpose
Up to $10M
Check My Rate ?
Traditional Banks
Hard inquiry
Strict criteria
Often required
Weeks to months
Can vary
Rarely
Often restricted
Varies
What matters mostTo business owners
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4
5
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Client Reviews

Why business owners choose Creditfy.

?????Rated by our clients onGoogleBBBBest CompanyBark
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Funded the Next Day
“Received an approval in couple of hours and received funding the next day.”
JBJoe B.DHS Excavating
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The Lowest Rate
“Received few offers and Creditfy provided the lowest rate.”
LNLee Nguyen
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Approved When Others Said No
“Extremely helpful with approving me for a loan while other companies shut me down.”
NNataly
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There When the Bank Said No
“We were rejected by a bank while your team at Creditfy helped us get back on our feet.”
GMGreg McCarthy
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Funded in 2 Days
“Fast funding and great customer service, received funding in 2 days.”
CLCathryn Lunthor
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Fast Approval, Good Advice
“Great customer service, fast approval and communication, provided good advice.”
CSCharlotte S.
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Multiple Funding Options
“The application was easy to complete and received multiple funding options.”
MTMarsha Tribell
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Knowledgeable Team
“They are very knowledgeable and communication is great during the process.”
SRSam R.
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A Better Offer
“Got a better offer than another lending company.”
HCHD Construction, Inc
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Super Responsive Team
“Received funding in 3 days. The whole team is super responsive and great service.”
MJMike J. S
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Equipment Financing Made Easy
“Thank you for helping me with the entire process. Great customer service!”
LMLeslie McGorthnnet
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Line of Credit, Fast
“Very thankful for his quick response and getting us money fast.”
OROlivia R.
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Funds Within 2 Days
“Within 2 days had funds in my account, really fast experience.”
TTT.K Trucking
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Explains All Terms
“To the point, very fast, explain all terms!”
OOmarCHS Trucking
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Funding for Expansion
“They pre-approved me and provided funds to my business for expansion.”
SCShaley Chester
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Easier Than Expected
“I never thought it would be that easy to get funding!”
DDan
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Straightforward Process
“Process was straightforward and recommend to other business owners.”
SRSTG Remodeling
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Outstanding Support
“Their support and customer service are outstanding!”
VDVitel D.
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