Speak with a Funding Consultant(844) 860-2288

Invoice Financing

Funding up to $10M.Turn unpaid invoices into cash. Stop waiting on slow-paying customers.

Speak with a Funding Consultant
Business owner reviewing invoices

Invoice Financing helped me gain control over my cash flow since there’s no time to chase unpaid invoices.

Sunny X.
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How invoice financing works

Invoice.Advance.Repay.

25,000+ businesses have secured funding throughout our network. Yours could be next. Join them today

1
Expert guidance

Invoice

Share your outstanding invoices and your dedicated Funding Consultant finds the best way to unlock them.

2
Fast funding

Advance

Get cash against your unpaid invoices instead of waiting 30, 60 or 90 days to get paid.

3
Flexible repayment

Repay

Repay as your customers pay, and keep your business moving in the meantime.

Step 1 of 2Takes 60 seconds

How much capital do you need?

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Capital Requested
$150,000
No hard credit pull for pre-approval1 · Secure & Encrypted

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Our dedicated Funding Consultant will reach out to you about your funding options shortly.

Requested amount$150,000
  1. Inquiry ReceivedJust now
  2. Consultant ReviewPre-Qualification Introductory Call
  3. Your Funding OptionsCompare offers with no obligation
Built for what's next

Built for the business you're building.

Unpaid invoices. Real cash. Zero waiting.

Shop owner arranging clothing racks in her boutique

Inventory

Restock while you wait on customer payments.

Smiling cafe owner serving a cup of coffee

Payroll

Cover payroll even when invoices are still out.

Mechanic working in his garage

Equipment

Keep tools and equipment running between payments.

Chef preparing food in a restaurant kitchen

Expansion

Take on new orders without stretching your cash.

Construction crew working together on a job site

Larger Contracts

Say yes to bigger jobs with longer payment terms.

Florist working in her flower shop

Seasonal Demand

Smooth out slow seasons and late-paying months.

Boutique owner working on her laptop

Supplier Payments

Pay suppliers on time and protect your terms.

Three salon owners smiling with their styling tools

Cash Flow

Turn receivables into working capital you can use today.

Why Creditfy

Your priorities. Our advantage.

We ranked what matters most to business owners. See how Creditfy and traditional banks compare on each one.

Checking your options
Ease of approval
Collateral
Time to funding
Approval based on
Dedicated Funding Consultant
Repayment
Funding available
Invoice Financing
No hard credit pull1
High approval rate2
Not required
Within 1-2 business days2
Your unpaid invoices
On every application
As your customers pay
Up to $10M
Check My Rate ?
Traditional Banks
Hard inquiry
Strict criteria
Often required
Weeks to months
Your credit history
Rarely
Fixed schedule
Varies
What matters mostTo business owners
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4
5
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Client Reviews

Why business owners choose Creditfy.

?????Rated by our clients onGoogleBBBBest CompanyBark
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Funded the Next Day
“Received an approval in couple of hours and received funding the next day.”
JBJoe B.DHS Excavating
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The Lowest Rate
“Received few offers and Creditfy provided the lowest rate.”
LNLee Nguyen
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Approved When Others Said No
“Extremely helpful with approving me for a loan while other companies shut me down.”
NNataly
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There When the Bank Said No
“We were rejected by a bank while your team at Creditfy helped us get back on our feet.”
GMGreg McCarthy
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Funded in 2 Days
“Fast funding and great customer service, received funding in 2 days.”
CLCathryn Lunthor
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Fast Approval, Good Advice
“Great customer service, fast approval and communication, provided good advice.”
CSCharlotte S.
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Multiple Funding Options
“The application was easy to complete and received multiple funding options.”
MTMarsha Tribell
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Knowledgeable Team
“They are very knowledgeable and communication is great during the process.”
SRSam R.
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A Better Offer
“Got a better offer than another lending company.”
HCHD Construction, Inc
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Super Responsive Team
“Received funding in 3 days. The whole team is super responsive and great service.”
MJMike J. S
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Equipment Financing Made Easy
“Thank you for helping me with the entire process. Great customer service!”
LMLeslie McGorthnnet
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Line of Credit, Fast
“Very thankful for his quick response and getting us money fast.”
OROlivia R.
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Funds Within 2 Days
“Within 2 days had funds in my account, really fast experience.”
TTT.K Trucking
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Explains All Terms
“To the point, very fast, explain all terms!”
OOmarCHS Trucking
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Funding for Expansion
“They pre-approved me and provided funds to my business for expansion.”
SCShaley Chester
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Easier Than Expected
“I never thought it would be that easy to get funding!”
DDan
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Straightforward Process
“Process was straightforward and recommend to other business owners.”
SRSTG Remodeling
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Outstanding Support
“Their support and customer service are outstanding!”
VDVitel D.
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