Speak with a Funding Consultant(844) 860-2288

Business Line of Credit

Funding up to $10M.Draw anytime. Pay only on what you use.

Speak with a Funding Consultant
Auto shop owner standing in his garage

Fast financing, with great flexibility. Paying interest only when you use it.

Ernest R.
As featured in3
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How a line of credit works

Access.Use.Replenish.

25,000+ businesses have secured funding throughout our network. Yours could be next. Join them today

1
Expert guidance

Access

Your dedicated Funding Consultant walks you through every step, from application to funding. No guesswork, no runaround.

2
Total flexibility

Use

Draw what you need, when you need it. The rest stays on standby, ready the moment you are.

3
Revolving credit

Replenish

Pay interest only on what you draw. As you repay, those funds can become available to draw again.

Step 1 of 2Takes 60 seconds

How much capital do you need?

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Capital Requested
$150,000
No hard credit pull for pre-approval1 · Secure & Encrypted

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Our dedicated Funding Consultant will reach out to you about your funding options shortly.

Requested line of credit$150,000
  1. Inquiry ReceivedJust now
  2. Consultant ReviewPre-Qualification Introductory Call
  3. Your Funding OptionsCompare offers with no obligation
Built for what's next

Built for the business you're building.

One line. Every opportunity. Zero waiting.

Shop owner arranging clothing racks in her boutique

Inventory

Stock up before demand spikes and never miss a sale.

Smiling cafe owner serving a cup of coffee

Payroll

Pay your team on time, every time, even in slow weeks.

Mechanic working in his garage

Equipment

Repair or upgrade the tools that keep you running.

Chef preparing food in a restaurant kitchen

Expansion

Open the next location the moment timing is right.

Construction crew working together on a job site

Materials & Projects

Say yes to bigger jobs and cover materials up front.

Florist working in her flower shop

Seasonal Demand

Get ahead of your busiest season with capital ready.

Boutique owner working on her laptop

Marketing

Fund the campaign that fills your pipeline.

Three salon owners smiling with their styling tools

Cash Flow

Smooth the gap between invoices and payday.

Why Creditfy

Your priorities. Our advantage.

We ranked what matters most to business owners. See how Creditfy and traditional banks compare on each one.

Checking your options
Ease of approval
Collateral
Time to funding
Interest charged on
Dedicated Funding Consultant
Reuse funds after repaying
Credit available
Business Line of Credit
No hard credit pull1
High approval rate2
Not required
Within 1-2 business days2
Only what you draw
On every application
Yes, revolving
Up to $10M
Check My Rate ?
Traditional Banks
Hard inquiry
Strict criteria
Often required
Weeks to months
Often the full amount
Rarely
Varies
Varies
What matters mostTo business owners
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Client Reviews

Why business owners choose Creditfy.

?????Rated by our clients onGoogleBBBBest CompanyBark
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Funded the Next Day
“Received an approval in couple of hours and received funding the next day.”
JBJoe B.DHS Excavating
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The Lowest Rate
“Received few offers and Creditfy provided the lowest rate.”
LNLee Nguyen
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Approved When Others Said No
“Extremely helpful with approving me for a loan while other companies shut me down.”
NNataly
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There When the Bank Said No
“We were rejected by a bank while your team at Creditfy helped us get back on our feet.”
GMGreg McCarthy
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Funded in 2 Days
“Fast funding and great customer service, received funding in 2 days.”
CLCathryn Lunthor
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Fast Approval, Good Advice
“Great customer service, fast approval and communication, provided good advice.”
CSCharlotte S.
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Multiple Funding Options
“The application was easy to complete and received multiple funding options.”
MTMarsha Tribell
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Knowledgeable Team
“They are very knowledgeable and communication is great during the process.”
SRSam R.
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A Better Offer
“Got a better offer than another lending company.”
HCHD Construction, Inc
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Super Responsive Team
“Received funding in 3 days. The whole team is super responsive and great service.”
MJMike J. S
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Equipment Financing Made Easy
“Thank you for helping me with the entire process. Great customer service!”
LMLeslie McGorthnnet
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Line of Credit, Fast
“Very thankful for his quick response and getting us money fast.”
OROlivia R.
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Funds Within 2 Days
“Within 2 days had funds in my account, really fast experience.”
TTT.K Trucking
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Explains All Terms
“To the point, very fast, explain all terms!”
OOmarCHS Trucking
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Funding for Expansion
“They pre-approved me and provided funds to my business for expansion.”
SCShaley Chester
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Easier Than Expected
“I never thought it would be that easy to get funding!”
DDan
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Straightforward Process
“Process was straightforward and recommend to other business owners.”
SRSTG Remodeling
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Outstanding Support
“Their support and customer service are outstanding!”
VDVitel D.
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