Speak with a Funding Consultant(844) 860-2288

Home Equity Line of Credit

Funding up to $10M.Draw anytime. Use your equity to grow your business.

Speak with a Funding Consultant
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Fast financing, with great flexibility. Paying interest only when you use it.

Ernest R.
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How a HELOC works

Unlock.Draw.Repay.

25,000+ businesses have secured funding throughout our network. Yours could be next. Join them today

1
Expert guidance

Unlock

Your dedicated Funding Consultant reviews your home equity and finds the right line for your goals.

2
Flexible access

Draw

Draw what you need, when you need it, up to your approved limit.

3
Revolving credit

Repay

Pay interest only on what you draw. As you repay, funds can become available again.

Step 1 of 2Takes 60 seconds

How much capital do you need?

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Capital Requested
$150,000
No hard credit pull for pre-approval1 · Secure & Encrypted

Thank you, your inquiry is received.

Our dedicated Funding Consultant will reach out to you about your funding options shortly.

Requested amount$150,000
  1. Inquiry ReceivedJust now
  2. Consultant ReviewPre-Qualification Introductory Call
  3. Your Funding OptionsCompare offers with no obligation
Built for what's next

Built for the business you're building.

Your equity. Your plans. Your terms.

Shop owner arranging clothing racks in her boutique

Inventory

Stock up when the timing is right.

Smiling cafe owner serving a cup of coffee

Payroll

Keep payroll steady through uneven months.

Mechanic working in his garage

Equipment

Upgrade the tools your business depends on.

Chef preparing food in a restaurant kitchen

Expansion

Fund your next location or a new market.

Construction crew working together on a job site

Renovation

Improve or expand your workspace.

Florist working in her flower shop

Seasonal Demand

Get ready for busy seasons with capital in place.

Boutique owner working on her laptop

Marketing

Invest in growth with a clear plan.

Three salon owners smiling with their styling tools

Debt Consolidation

Combine higher-cost debt into one line.

Why Creditfy

Your priorities. Our advantage.

We ranked what matters most to business owners. See how Creditfy and traditional banks compare on each one.

Checking your options
Guidance through the process
Collateral
Rates
Interest charged on
Dedicated Funding Consultant
Reuse funds after repaying
Use of funds
Home Equity Line of Credit
No hard credit pull1
Every step of the way
Your home equity
Competitive
Only what you draw
On every application
Yes, revolving
Business growth
Check My Rate ?
Traditional Banks
Hard inquiry
Mostly on your own
Required
Varies
Often the full amount
Rarely
Varies
Often restricted
What matters mostTo business owners
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Client Reviews

Why business owners choose Creditfy.

?????Rated by our clients onGoogleBBBBest CompanyBark
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Funded the Next Day
“Received an approval in couple of hours and received funding the next day.”
JBJoe B.DHS Excavating
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The Lowest Rate
“Received few offers and Creditfy provided the lowest rate.”
LNLee Nguyen
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Approved When Others Said No
“Extremely helpful with approving me for a loan while other companies shut me down.”
NNataly
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There When the Bank Said No
“We were rejected by a bank while your team at Creditfy helped us get back on our feet.”
GMGreg McCarthy
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Funded in 2 Days
“Fast funding and great customer service, received funding in 2 days.”
CLCathryn Lunthor
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Fast Approval, Good Advice
“Great customer service, fast approval and communication, provided good advice.”
CSCharlotte S.
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Multiple Funding Options
“The application was easy to complete and received multiple funding options.”
MTMarsha Tribell
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Knowledgeable Team
“They are very knowledgeable and communication is great during the process.”
SRSam R.
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A Better Offer
“Got a better offer than another lending company.”
HCHD Construction, Inc
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Super Responsive Team
“Received funding in 3 days. The whole team is super responsive and great service.”
MJMike J. S
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Equipment Financing Made Easy
“Thank you for helping me with the entire process. Great customer service!”
LMLeslie McGorthnnet
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Line of Credit, Fast
“Very thankful for his quick response and getting us money fast.”
OROlivia R.
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Funds Within 2 Days
“Within 2 days had funds in my account, really fast experience.”
TTT.K Trucking
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Explains All Terms
“To the point, very fast, explain all terms!”
OOmarCHS Trucking
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Funding for Expansion
“They pre-approved me and provided funds to my business for expansion.”
SCShaley Chester
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Easier Than Expected
“I never thought it would be that easy to get funding!”
DDan
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Straightforward Process
“Process was straightforward and recommend to other business owners.”
SRSTG Remodeling
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Outstanding Support
“Their support and customer service are outstanding!”
VDVitel D.
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